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Paypal Credit

Am I able to pay in full using PayPal?

Yes - full PayPal functionality exists when purchasing on the Garrison Locks website.

How do I apply for PayPal Credit?
Applying for PayPal Credit is easy. Simply complete the short PayPal application form here, if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.

What if I don’t have a PayPal account?
The first stage of the PayPal Credit application process will ask you to sign into your PayPal account or offer you the opportunity to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit. Click here to create an account.

How long does it take to apply for/receive PayPal Credit?
The application form takes just a few minutes to complete. We'll then run a credit check and if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

I have a PayPal business account. How can I sign up for PayPal Credit? 
You can contact PayPal Customer Services to change your business account to a personal account to apply for PayPal Credit. Alternatively, you can create a new personal account to apply.

What is PayPal Credit? 
PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases at Garrison Locks.

How does the 0% for 4 months offer work?
0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another Promotional Purchase Offer (such as an instalment offer) applies. You can use this offer as many times as you like as long as you have an available credit limit.

Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged at 19.9% p.a (variable). If you fail to make minimum repayments on time or in certain other circumstances, PayPal may remove your offer. Please see the Credit Agreement for more details.

How much will my credit line be?
To determine the size of your credit line we use the information you provide in the application form along with internal PayPal data and an external credit check.

Can I use Paypal Credit with other offers?
Garrison Locks offer discounts on products on the website and Paypal Credit can also be used on those offers. Paypal Credit cannot be used on Installation service discounts or Installation offers.